Terms of Service

Effective date: May 26, 2026

1. Acceptance of these Terms

These Terms of Service (the "Terms") govern your access to and use of the website at inheritedhomesfl.com, our digital products, our emails, and any related services provided by Apex Unity Brands LLC, doing business as Inherited Homes FL (also doing business as Inherited Homes USA on Meta advertising) ("we," "us," or "our"). By purchasing, downloading, or otherwise using the products or the Service, you agree to these Terms and to our Privacy Policy and Refund Policy. If you do not agree, do not use the Service.

You must be at least 18 years old and legally able to enter into a contract.

2. What you are buying

The principal product is The Inherited Home Survival Guide, a digital ebook in PDF format. At checkout we may also include or offer companion digital materials, including the Sibling Buyout Toolkit (PDF). The product is delivered electronically, by a secure download link that expires after 7 days and is limited to a maximum number of downloads.

We do not ship physical goods. We do not provide consulting, coaching, or any one-on-one professional services as part of the purchase.

3. Product description

The Inherited Home Survival Guide is a digital information product. It compiles general information about probate, real estate, taxes, and related topics that arise when an adult child inherits a parent's home in the United States, with particular attention to Florida procedure. The product is offered for self-education only.

4. No legal, tax, financial, or professional advice

5. License granted to you

Subject to your compliance with these Terms, we grant you a personal, non-exclusive, non-transferable, non-sublicensable, revocable license to download, print, and use the product for your personal, non-commercial use in connection with administering a specific estate. One purchase covers one user (you) and your immediate family members who are working with you on the same estate. You may print the PDF for personal use.

You may not:

• Resell, rent, sublicense, or redistribute the product or any portion of it.
• Post the file (or any chapter, image, or substantial excerpt of it) on any public website, file-sharing service, social media, cloud share, or torrent.
• Strip, alter, or obscure any copyright notice or attribution.
• Use the product, in whole or in part, to train any machine learning model, large language model, or other automated system.
• Use the product to provide a substantially similar product or service to third parties.

All right, title, and interest in and to the product, including all copyrights, trademarks, trade dress, and other intellectual property, remain with us or our licensors.

6. Pricing, payment, and order bumps

Prices are stated at checkout and are in United States dollars. Payment is processed by Stripe. We may offer an order bump or upsell at or near checkout (for example, the Sibling Buyout Toolkit). Each item is described separately and is its own purchase. You authorize us, through Stripe, to charge the payment method you provide for each item you select.

We may change prices at any time. Changes are not retroactive to completed purchases.

7. Refunds

We offer a 60-day money-back guarantee on the main product and companion digital products. To request a refund, follow the procedure in the Refund Policy. The Refund Policy is incorporated into these Terms by reference.

8. Email communications

By purchasing, you consent to transactional email about your order (receipt, download link, post-purchase activation survey, refund correspondence). You also consent to the 5-email post-purchase welcome sequence. You may unsubscribe from non-transactional email at any time using the link in any email or by replying "stop." Unsubscribing from marketing email does not cancel transactional email needed to deliver the product.

9. Partner introductions and lead sharing

Inherited Homes FL operates a referral program. After purchase, we may offer to introduce you to a vetted local probate professional (attorney, CPA, realtor, cash buyer, or appraiser). We will only do so if you affirmatively opt in. The opt-in, the categories of partners, what information we share, our right to receive a referral fee, and your right to revoke consent are described in detail in the Privacy Policy, which is incorporated into these Terms by reference. We are not responsible for the services any partner provides to you. Your relationship with any partner is independent of your relationship with us.

10. Acceptable use

You agree not to:

• Use the Service in violation of any law, regulation, or third-party right.
• Attempt to access portions of the Service you are not authorized to access.
• Interfere with or disrupt the Service, our servers, or our infrastructure.
• Use any robot, scraper, or other automated means to access, copy, or index the Service except for normal search-engine indexing of public pages.
• Engage in fraudulent chargebacks. If you believe you are entitled to a refund, request one through the Refund Policy before disputing the charge with your card issuer.

11. Termination

We may suspend or terminate your access to the Service and revoke your license at any time if you violate these Terms, including the license restrictions in Section 5 or the acceptable-use rules in Section 10. Termination for cause does not entitle you to a refund beyond what the Refund Policy allows. Sections that by their nature should survive termination (intellectual property, disclaimer, limitation of liability, indemnification, governing law, dispute resolution) will survive.

12. Third-party links and content

The product and the Service may reference third-party tools, statutes, regulations, court forms, websites, or service providers. We do not control those third parties and are not responsible for their content, availability, accuracy, or any consequence of your interaction with them.

13. Disclaimer of warranties

THE SERVICE AND THE PRODUCTS ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR ANY WARRANTY ARISING FROM COURSE OF DEALING OR USAGE OF TRADE. WITHOUT LIMITING THE FOREGOING, WE DO NOT WARRANT THAT THE INFORMATION IN THE PRODUCT IS CURRENT, COMPLETE, OR APPLICABLE TO YOUR SPECIFIC SITUATION, AND WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR FREE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES; IN THOSE JURISDICTIONS, THE FOREGOING EXCLUSIONS APPLY TO THE MAXIMUM EXTENT PERMITTED BY LAW.

14. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL Apex Unity Brands LLC, ITS OFFICERS, MEMBERS, EMPLOYEES, AGENTS, AFFILIATES, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITY, ARISING OUT OF OR RELATED TO THESE TERMS, THE PRODUCT, OR THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL CUMULATIVE LIABILITY ARISING OUT OF OR RELATED TO THESE TERMS, THE PRODUCT, OR THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100). THIS LIMITATION APPLIES REGARDLESS OF THE LEGAL THEORY ASSERTED.

SPECIFICALLY, AND WITHOUT LIMITATION, WE ARE NOT LIABLE FOR LOSSES ARISING FROM (i) ACTIONS YOU TAKE OR DECLINE TO TAKE IN RELIANCE ON THE PRODUCT, (ii) MISSED COURT, TAX, OR STATUTORY DEADLINES, (iii) DIFFERENCES BETWEEN THE GENERAL INFORMATION IN THE PRODUCT AND THE LAW OF YOUR JURISDICTION, (iv) DECISIONS YOU MAKE ABOUT SELLING, RETAINING, RENTING, OR TRANSFERRING REAL ESTATE, OR (v) THE CONDUCT OF ANY PARTNER WE INTRODUCE YOU TO.

15. Indemnification

You will indemnify, defend, and hold harmless Apex Unity Brands LLC and its officers, members, employees, agents, affiliates, and licensors from and against any claim, demand, loss, damage, liability, cost, or expense (including reasonable attorneys' fees) arising out of or related to (a) your use of the Service or the product, (b) your violation of these Terms or applicable law, (c) your violation of any third-party right, including any intellectual-property or privacy right, or (d) any decision you or a third party makes in reliance on the product.

16. Governing law

These Terms are governed by the laws of the State of Florida, United States, without regard to its conflict-of-laws principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

17. Dispute resolution

17.1 Informal resolution first

Before filing any claim, you agree to first email support@inheritedhomesfl.com with a detailed description of the dispute and the relief sought, and to negotiate in good faith for at least 30 days.

17.2 Binding arbitration

If the dispute is not resolved within 30 days, any controversy or claim arising out of or relating to these Terms, the product, or the Service will be resolved by binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. The arbitration will be conducted in English, by a single arbitrator, seated in Miami-Dade County, Florida, with the option (at the consumer's election) to participate by telephone or video for any in-person hearing. Judgment on the award may be entered in any court of competent jurisdiction.

17.3 Class-action waiver

YOU AND WE EACH AGREE THAT DISPUTES MAY BE BROUGHT ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate or join more than one person's claims.

17.4 Exceptions

Nothing in this Section 17 prevents either party from (a) bringing an individual claim in small-claims court in the county of the consumer's residence, or (b) seeking injunctive or other equitable relief in a court of competent jurisdiction to protect intellectual-property or confidentiality rights.

17.5 Opt out of arbitration

You may opt out of the arbitration agreement in Sections 17.2 and 17.3 by emailing support@inheritedhomesfl.com with "Arbitration opt out" in the subject line within 30 days of your first purchase. Include your name and the email on file. If you opt out, any dispute will be brought in the state or federal courts located in Miami-Dade County, Florida, and you and we each consent to the personal jurisdiction of those courts.

18. Severability

If any provision of these Terms is held invalid or unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, or, if it cannot be modified, severed, and the remaining provisions will remain in full force and effect.

19. Assignment

You may not assign or transfer these Terms or your rights or obligations under them without our prior written consent. We may assign these Terms to any affiliate or successor in connection with a merger, acquisition, financing, or sale of all or substantially all of our assets.

20. Entire agreement

These Terms, together with the Privacy Policy, the Refund Policy, and the Cookie Notice, constitute the entire agreement between you and us regarding the Service and supersede any prior or contemporaneous agreements on the subject. No oral or written representation by a salesperson or other employee modifies these Terms.

21. Changes to these Terms

We may update these Terms from time to time. If we make material changes, we will email customers on file at least 30 days before the change takes effect, and we will update the effective date at the top. Continued use of the Service after the effective date constitutes acceptance.

22. Contact

Apex Unity Brands LLC
d/b/a Inherited Homes FL / Inherited Homes USA
800 N King Street, Wilmington, DE 19801
Email: support@inheritedhomesfl.com